Private Finance

Private Financial Support

What is the meaning of Project Loan:


Project finance is the funding of long-term infrastructure, industrial projects, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are paid back from the cash flow generated by the project.


The project financing process includes three phases, including:

  • Pre-financing stage:  The pre-financing stage involves conducting a risk assessment before actual financing.
  • Financing stage: The financial stage involves raising capital for project initiation and legal issues.
  • Post-financing stage: Release the loan amount.

What is project loan and term loan:

Project loans are sanctioned for setting up a new unit or for expansion of existing units whereas Term Loans (Non-project) are extended for the purpose of acquisition of fixed assets.

Acceptance and Process


File should have below Information (minimum) to accept and process.


  1. Complete the property documents from 1954, with all links & EC (Encumbrance Certificate).
  2. Bank Statement at least 6 month (all banks in use), Individual owner / company.
  3. Last three (3) years ITR filings of Individual owner / company.
  4. Complete KYC of owner / company.
  5. Last six (6) months GST filing, If company.



File going through 5 C’s Character, Capital, Capacity, Collateral and Conditions.